Credit readiness is the process of reviewing, restoring, and strengthening your credit profile so you’re properly positioned for approvals. It focuses on correcting inaccuracies, rebuilding responsibly, and creating a strong financial foundation—not just improving a score.

Most clients begin to see progress within 30–90 days, depending on their credit history and goals. Our Credit Readiness Path is a 6 month, done-for-you service, designed to allow adequate time for restoration, rebuilding, and preparation. However, because every credit profile is different, timelines and results can vary.

Yes. Faith Financial Agency provides a done-for-you Credit Readiness Path. Our team handles the work on your behalf while keeping you informed and educated throughout the process. This is a partnership, so clients are expected to manage current financial obligations responsibly, such as paying bills on time and avoiding new negative activity.

Yes. Faith Financial Agency proudly serves clients nationwide.

Credit monitoring allows us to view your credit reports, track changes, monitor progress, and address updates to your credit profile throughout the process. It is an essential part of maintaining accuracy, transparency, and ongoing readiness.

Yes. Once your credit is properly prepared, we also support clients with business formation, business credit, and funding options as next steps. Credit readiness is always the foundation.

Funding options vary based on your credit profile, income, and overall financial readiness. Once your credit is properly prepared, we help evaluate funding opportunities that align with your goals and qualifications. We work with a network of lenders and partners offering personal and business funding options including credit lines, business loans, and personal loans.

Credit plays a major role in most funding decisions, but requirements vary. That’s why credit readiness is the foundation—strong preparation increases your options and positions you more favorably for funding opportunities.