Terms & Conditions
Welcome to Faith Financial Agency. These Terms and Conditions ("Terms") govern your use of the Faith Financial Agency website, digital products, educational resources, and other website-based services.
Faith Financial Agency is operated by Success Strategy Solutions LLC ("Faith Financial Agency," "we," "us," or "our"). By accessing or using this website, purchasing a digital product, submitting information through our website, or otherwise using our website-based services, you agree to these Terms.
- Website Use
The information and resources available through this website are provided for educational and informational purposes. You agree to use this website only for lawful purposes and in a manner that does not interfere with the operation, security, or accessibility of the website.
You may not attempt to gain unauthorized access to any portion of the website, client systems, databases, digital products, or other restricted resources.
- Credit Readiness Program
Faith Financial Agency offers a Credit Readiness Program designed to provide credit education, analysis, strategic guidance, and credit improvement services.
Enrollment in the Credit Readiness Program is subject to a separate Client Agreement and accompanying enrollment documents. Those documents contain additional terms regarding services, fees, client responsibilities, cancellation rights, disclosures, and other requirements applicable to the program.
In the event of a conflict between these Website Terms and an executed Credit Readiness Program Client Agreement, the Client Agreement will govern matters relating specifically to the Credit Readiness Program, subject to applicable law.
Nothing contained on this website modifies, limits, or waives any rights provided to consumers under applicable federal or state law.
- No Guaranteed Credit Results
Faith Financial Agency does not guarantee any specific credit score increase, deletion, credit profile outcome, loan approval, credit card approval, funding amount, interest rate, or other financial result.
Credit outcomes vary based on each individual's credit profile, creditors, furnishers, consumer reporting agencies, financial behavior, documentation, and other circumstances outside our control.
Faith Financial Agency does not represent that accurate, current, and verifiable negative information can legally be removed from a consumer's credit report.
- Consumer Responsibility
Consumers are responsible for providing truthful, accurate, complete, and current information.
Faith Financial Agency does not encourage or assist consumers in making false statements, creating false documentation, misrepresenting their identity, disputing information they know to be accurate solely for the purpose of attempting to remove legitimate obligations, or engaging in unlawful conduct.
- Digital Products
Faith Financial Agency may sell downloadable guides, ebooks, templates, educational materials, courses, and other digital products.
Unless otherwise stated at checkout, digital products are provided for personal, non-commercial use only.
Purchasing a digital product does not transfer ownership of the underlying intellectual property.
You may not reproduce, resell, redistribute, publish, share, sublicense, upload, or commercially exploit a Faith Financial Agency digital product without prior written permission.
Access to certain paid digital products may be provided through secure, time-limited download links.
- Digital Product Refunds
Because digital products are delivered electronically and may be accessed immediately after purchase, digital product purchases are generally final and non-refundable once access or delivery has occurred, except where otherwise required by law or expressly stated at checkout.
This provision applies to digital products and does not replace or modify cancellation or refund rights applicable to the Credit Readiness Program.
- Payments
Payments for digital products may be processed through Stripe or other authorized third-party payment processors.
Payments associated with other Faith Financial Agency services may be processed through separate authorized merchant-service providers.
Faith Financial Agency does not necessarily receive or store complete payment-card information submitted directly to third-party payment processors. Payment transactions may also be subject to the processor's own terms and privacy practices.
Pricing, payment terms, and applicable fees for services will be disclosed before purchase or enrollment and, where applicable, further addressed in the relevant service agreement.
- Financial and Educational Disclaimer
Content provided by Faith Financial Agency is intended for general financial education and informational purposes.
Unless expressly stated otherwise in a separate written agreement, website content does not constitute individualized legal, tax, investment, accounting, lending, or financial-planning advice.
You should consult an appropriately licensed professional when you need advice specific to your legal, tax, investment, or other professional circumstances.
- Funding Information
Faith Financial Agency may provide information, education, referrals, resources, or access to third-party opportunities relating to personal or business funding.
Faith Financial Agency does not guarantee funding approval, credit approval, specific limits, rates, terms, lenders, or funding amounts.
All financing decisions are made by the applicable lender, financial institution, or third-party provider according to its own underwriting standards.
- Third-Party Services and Links
Our website may link to or integrate with third-party providers, including payment processors, credit-monitoring services, client portals, funding platforms, software providers, and other external resources.
Third-party websites and services operate independently from Faith Financial Agency and may have their own terms, privacy policies, security practices, and eligibility requirements.
Faith Financial Agency is not responsible for the content, availability, policies, or practices of third-party websites or services.
- Intellectual Property
Unless otherwise stated, the website's original content, branding, graphics, educational materials, downloads, program materials, written content, and other proprietary materials are owned by or licensed to Success Strategy Solutions LLC.
No content may be copied, reproduced, distributed, modified, republished, sold, or commercially exploited without written authorization except as permitted by law.
- Testimonials and Examples
Testimonials, examples, case studies, or client experiences displayed by Faith Financial Agency represent individual experiences and should not be interpreted as guarantees that another consumer will achieve identical or similar results.
Individual results vary.
- Website Availability
We may modify, suspend, discontinue, update, or restrict portions of the website at any time.
We do not guarantee that the website will always operate uninterrupted or error-free.
- Limitation of Liability
To the fullest extent permitted by applicable law, Success Strategy Solutions LLC and Faith Financial Agency will not be liable for indirect, incidental, special, consequential, or punitive damages arising solely from use of, or inability to use, this website or its general educational content.
Nothing in these Terms excludes or limits liability or consumer rights that cannot legally be excluded or limited.
- Privacy
Your use of this website is also subject to the Privacy Policy below.
- Changes to These Terms
We may update these Terms periodically to reflect changes to our website, services, technology, or legal obligations.
When material changes are made, the updated effective date will appear at the top of this page.
Continued use of the website after updated Terms become effective constitutes acceptance of the revised Terms to the extent permitted by law.
- Governing Law
These Website Terms are governed by the laws of the State of Mississippi, without regard to conflict-of-law principles, except where applicable federal law or another mandatory law controls.
- Contact Us
Questions regarding these Terms may be directed to:
Faith Financial Agency
Success Strategy Solutions LLC
270 Trace Colony Park Dr Ste B
Ridgeland, MS 39157
Email: contact@faithfinancialagency.com
Privacy Policy
Faith Financial Agency, operated by Success Strategy Solutions LLC ("Faith Financial Agency," "we," "us," or "our"), respects your privacy.
This Privacy Policy explains how information may be collected, used, disclosed, and protected when you visit our website, purchase digital products, submit an inquiry, or interact with our website-based services.
- Information We May Collect
Depending on how you interact with Faith Financial Agency, we may collect information including:
- Name
- Email address
- Telephone number
- Mailing or billing information
- Information submitted through contact or speaking inquiry forms
- Information necessary to fulfill digital-product purchases
- Information submitted in connection with service inquiries or enrollment
- Transaction and purchase information
- Device, browser, IP address, and website usage information
- Communications you send to us
- Other information you voluntarily provide
Information collected after enrollment in the Credit Readiness Program may also be governed by the applicable Client Agreement, consent forms, client portal policies, and other enrollment documents.
- Sensitive Financial and Credit Information
Participation in certain services may require consumers to provide information related to their credit profile, financial circumstances, identity, or other sensitive information.
Faith Financial Agency seeks to limit collection of sensitive information to information reasonably necessary to provide requested services.
Where a third-party client portal or service provider is used to collect or maintain sensitive information, that information may be transmitted directly to or maintained by that provider rather than stored directly through the public Faith Financial Agency website.
- How We Use Information
We may use information to:
- Respond to inquiries
- Provide requested products and services
- Process and fulfill purchases
- Administer client relationships
- Communicate regarding services or transactions
- Provide customer support
- Deliver purchased digital products
- Manage speaking inquiries
- Maintain and improve our website
- Protect against fraud, misuse, and security threats
- Maintain business and transaction records
- Comply with applicable legal obligations
- Send marketing communications where permitted by law and consistent with your preferences
- Payment Information
Digital-product payments may be processed by Stripe.
Credit Readiness Program and other service payments may be processed through an authorized third-party merchant/payment processor.
Payment processors may collect payment-card details, billing information, transaction information, and other information necessary to process payments.
Faith Financial Agency does not necessarily receive or store complete payment-card numbers submitted directly through a third-party payment processor.
Your information processed by those providers is also subject to their respective privacy and security practices.
- Client Portal
The Faith Financial Agency client portal is hosted and operated using a separate third-party service provider.
Information entered into or maintained through the client portal may therefore be collected, transmitted, stored, or processed by that provider on our behalf.
We encourage clients to follow appropriate security practices when accessing their accounts, including protecting usernames, passwords, and other authentication information.
- Digital Product Delivery
Purchased digital products may be stored privately and delivered through secure, time-limited links.
Information associated with a transaction may be used to verify that a purchase was successfully completed before access to a paid file is provided.
- Cookies and Website Technologies
Our website may use cookies and similar technologies to operate the website, understand website traffic, remember preferences, improve performance, provide security, and evaluate how visitors interact with our content.
Depending on the technologies used on the website, third-party analytics or service providers may also receive certain technical information.
Browser settings may allow you to block or delete certain cookies, although doing so may affect website functionality.
- How We Share Information
We do not sell personal information for money.
We may disclose information to service providers when reasonably necessary to operate our business or provide requested services, including:
- Payment processors
- Website hosting and technology providers
- Client portal providers
- Email and communication providers
- Digital-product delivery providers
- Professional advisers
- Contractors or service providers supporting business operations
We may also disclose information when reasonably necessary to comply with law, respond to lawful legal process, enforce our agreements, protect our rights, prevent fraud, or protect the safety and security of our business, clients, or others.
- Data Security
Faith Financial Agency uses reasonable administrative, technical, and organizational safeguards designed to protect personal information.
However, no internet transmission, electronic storage system, or security method can be guaranteed to be completely secure.
Consumers should avoid sending highly sensitive information through ordinary email or general website contact forms unless specifically instructed to do so through an appropriate secure method.
- Data Retention
We may retain personal information for as long as reasonably necessary to fulfill the purposes for which it was collected, maintain appropriate business and transaction records, comply with legal obligations, resolve disputes, and enforce agreements.
Retention periods may vary depending on the type of information and applicable legal or contractual requirements.
- Your Choices
You may contact us to request that we update or correct certain personal information we maintain about you.
You may unsubscribe from promotional email communications using the unsubscribe mechanism provided in those communications, when applicable.
Transactional or service-related communications may still be sent when necessary to provide a product or service you requested.
Additional rights may apply depending on your state of residence and applicable law.
- Third-Party Websites
Our website may contain links to websites or services operated by third parties.
Faith Financial Agency is not responsible for the privacy practices, content, or security of third-party websites.
Visitors should review the privacy policies of those providers before providing personal information.
- Changes to This Privacy Policy
We may update this Privacy Policy as our website, services, technology, or legal obligations change.
The effective date at the top of this page will indicate when the current version became effective.
- Contact Us
Questions or requests regarding this Privacy Policy may be directed to:
Faith Financial Agency
Success Strategy Solutions LLC
270 Trace Colony Park Dr Ste B
Ridgeland, MS 39157
Email: contact@faithfinancialagency.com